Heisenberg Microfinance

🌾 Mariahu, Jaunpur, Uttar Pradesh

Small loans.
Big dreams.

हाइज़ेनबर्ग माइक्रोफाइनेंस — आपके सपनों का साथी

Small loans and safe savings for families, farmers and women's groups of Purvanchal.

See our loans →Calculate your EMI
  • ✔ Loans at your doorstep
  • ✔ Clear interest, no hidden charges
  • ✔ Receipt for every rupee
  • ✔ Check your passbook online with Gmail

Your loan, simply

1Meet our officerat your village centre or our branch
2Simple KYCAadhaar, photo and a guarantor
3Money in handwith a printed repayment schedule
4Pay weekly or monthlysmall instalments, receipt every time

Loans · ऋण

A loan for every need of the family

👭 Group loan

Group loan for women (JLG)

For women in a joint-liability group of 5–10 members. Weekly instalments at the centre meeting.

Interest
24% p.a. Reducing balance (EMI)
Amount
₹10,000 – ₹60,000
Repay
52 weekly instalments
Processing fee
1%
🧑 Individual

Small business loan

For shops, dairy, tailoring and small trade. Monthly EMI.

Interest
22% p.a. Reducing balance (EMI)
Amount
₹25,000 – ₹2,00,000
Repay
24 monthly instalments
Processing fee
1.50%
🧑 Individual

Kisan / agriculture loan

Seeds, fertiliser, pump repair or livestock.

Interest
20% p.a. Reducing balance (EMI)
Amount
₹10,000 – ₹1,00,000
Repay
12 monthly instalments
Processing fee
1%
🧑 Individual

Education loan

School and college fees, books and coaching for your children.

Interest
16% p.a. Reducing balance (EMI)
Amount
₹5,000 – ₹50,000
Repay
12 monthly instalments
Processing fee
0.50%

EMI calculator

Know your instalment before you borrow

Exactly the same calculation our branch uses for your repayment schedule.

Instalment—
Total interest—
Total to repay—

Why families trust us

Honest, local and transparent

🤝

We come to you

Our officers meet your group in the village on a fixed day every week.

🧾

Receipt every time

Every rupee is entered at once and you get a printed receipt.

📱

Online passbook

Log in with your Gmail to see your balance, loan and next instalment.

🛡️

Fair practice

Clear interest rate, no hidden charges, polite recovery, grievance officer.

Visit us · संपर्क करें

Come to our branch

📍 Mariahu, Jaunpur, Uttar Pradesh

🕙 Monday – Saturday, 10 am – 5 pm